Best Budget Month Ever

We’re nearing the end of the month, and I think we’ve done a better job sticking to our budget (it takes practice) than we’ve ever done before.  We had a lot of odd expenses this month–I’ll be posting the details of the budget later–and we were still able to stick to it pretty well.  The [...]

An Idea For This Blog

As meandering as it has been in the past, I think I’ve discovered the direction I’d like to go with this blog.  Maybe an untapped market?  There are countless “I’m getting out of debt” blogs, but not many that I’ve found that address the situation we’re in.  So what do you do when you are [...]

A Fortunate Turn

The benefits of being debt free and having saved money never seem to end. If you are a regular reader of this irregular poster you know that I left my job back in February. Even at the time, we realized how fortunate we are to have the financial foundation that would allow me [...]

Debt Freedom Pays Off

We’ve always felt that the benefits of living debt free (except for our house), but the last few weeks have really driven home the importance of owing nothing.  Circumstances at my job changed drastically in the last couple of weeks.  The resulting situation was going to mean a lot more hours for me, and when [...]

Going From Two Incomes to One

The missus and I have both always been pretty responsible financially, but when we found out we were going to have a baby we had to reconsider a few things, mainly how big of an emergency fund we were going to need and how we could allow her to stay home and care for the little [...]

Kids and Money…How Do You Teach It?

Our first child is only two months old, and we are already discussing how we want to handle money with our child(ren). My biggest concern up until I read this article is how early is too early?
Now, however, I have an even bigger fear. I realize that my parents never taught me ANYTHING about money. [...]

What Does Personal Finance Mean To You?

I’ve heard it said (and believe it to be true) than 90% of personal finance is personal, and the other 10% is finance.  To me, this is the problem with all of the geeks with their calculators running numbers instead of getting to the heart of the issue.  There is a lot more to handling [...]