I hear a lot of people talking about the rising cost of health care.  I won’t attempt to be political here on how we should fix it, but health insurance is definitely a high cost item.
But I think it is worthwhile to look at the statement, “I can’t afford _____” a little more closely.  That [...]

There’s a very interesting article on Reason about Federal student loans and the push to drop the rates. One of the most important points in the article is that when someone else is (indirectly) paying the bill, consumers tend to ignore the costs. It follows that when the costs rise, consumers tend to [...]