I was listening to Clark Howard yesterday and heard an interesting phone call.  I confirmed what I heard with my accountant, and it seems on the up and up.  The caller asked if this would be the perfect time to roll a traditional IRA to a Roth IRA with the markets being low.  The thinking [...]

We hit our November budget almost exactly on.  Well, at least as far as income and outgo.  But as far as spending for each category went we were pretty far off.  That has a lot to do with the fact that we found out The Wife is pregnant.  She gets extremely ill with morning sickness [...]

Ocober was a pretty crazy month for us.  We sat down last night to review how things went.  There were lots of unexpected expenses and a couple of business trips that brought in some extra cash from vehicle mileage.  We also took a trip to the beach that ended up costing us a little less [...]

We’ve had a condo (the one I used to live in) on the market for six months now.  Our contract just ran out yesterday with our real estate agent, and last night we began interviewing new agents.  We, and by that I mean “I”, made the mistake of listing the property with a friend.  I [...]

We tallied up everything from our September budget last night, and the results were not as good as we hoped.  We really thought we were going to come in under budget due to a couple of places we had surpluses, namely a visit from the in-laws that we’d saved for and overbudgeting for fuel and [...]

Thanks to FinancialBlogger for hosting!  Here’s a sampling of a few of the great articles included:
Consumer Debt Worst Offenders
A lot of people feel like their drowning - and that they’ll paying bills and consumer debt payments till the day they die or they hit bankruptcy, only to start the cycle again. If you’re in this [...]

I’ve talked to several people over the past few days who are really buying into the whole idea that there is a crisis on Wall Street.  It seems like they pay special attention when a politician or pundit talks about the fact that everyone’s 401k is dropping and their retirement accounts are being wiped out. [...]

Here’s what we’re doing around our house to prepare for the panic and devastation that will be the fallout from the fact the bailout may or may not pass:

I’m going to work
We’re contributing to our 401k
We’re sticking with the price we have set for our house that’s on the market
We’re saving into our short-term savings [...]

A friend of mine sold his house last week, and he used the proceeds from the closing to pay off all of his debt.  He and his family are now living with his grandmother in her house she owns outright.  They are taking care of her in her old age.  So my buddy is very [...]

It looks like we’ll come in under our scheduled budget for the month of August, but not without a few bumps in the road.  We were over by quite a bit on groceries for the month, but we were able to make up the difference by not going out to eat as much and some [...]