The missus and I have both always been pretty responsible financially, but when we found out we were going to have a baby we had to reconsider a few things, mainly how big of an emergency fund we were going to need and how we could allow her to stay home and care for the little [...]

Dave Ramsey announced on his radio show this week that he’ll be taking it to television on October 15.  The show will air on Fox’s new Business Network.
I really hope this works out well.  I think Dave gives incredible advice to people to help them understand and manage their finances.  I’ve been listening to him [...]

Our first child is only two months old, and we are already discussing how we want to handle money with our child(ren). My biggest concern up until I read this article is how early is too early?
Now, however, I have an even bigger fear. I realize that my parents never taught me ANYTHING about money. [...]

I’ve heard it said (and believe it to be true) than 90% of personal finance is personal, and the other 10% is finance.  To me, this is the problem with all of the geeks with their calculators running numbers instead of getting to the heart of the issue.  There is a lot more to handling [...]

Had a funny discussion today with a co-worker about the nuances of ebay and the difference between what something is worth, what you are willing to pay for it, and the price at which you’d like to get it. I was telling him a story about when I bought my last car.
I did my homework, [...]

The other day at work we had a guy who works for the financial company that handles our 401k come in and give a little talk.  I’m generally not very interested in what these guys have to say because they are essentially doing nothing more than trying to sell their financial services.  I’m sure they [...]

Yesterday I posted about some pitfalls of transferring credit card balances and ended by suggesting that negotiating for a lower rate with your current card company may be your best bet.  I realized there are some tricks to that as well, and figured I’d go ahead and post a few tip here…
1.  Make your payments [...]

You can probably tell by my previous posts that I’m dead set against using credit cards…even if you pay off the monthly balance every month. Understandably, lots of people have credit card debt and want to get out. Sometimes they use the strategy of balance transfers to new cards as a tool. [...]

We plan on putting my old condo on the market soon. A couple of friends are staying there right now and we’re $50/month cashflow positive on it, but I’m really not interested in being a landlord. Once it is sold, we should walk away with about $50k.
NOW, what to do with the money? Or to be [...]

Just picked up Quicken 2007, and so far I like it a lot. The last version I had was 2003, and I switched over to Microsoft Money for a while since it came with the new laptop I bought and kept me from having to upgrade.
Hopefully I will get a chance to play with it [...]