If the fear of debt isn’t enough to keep you away from credit cards this list should do the trick.
The most interesting to me was the fact that there is no federal cap on interest rates (a good thing for people who can’t read or do math), but all credit card companies are located in [...]

I saw this WSJ article had a high count on digg.
Eh, it’s okay, but there are some things I disagree with. It seems like this guy gives his kids an awful big amount for an allowance. Granted, they live in NYC, but $250 right off the top is quite a bit. That’s the same amount [...]

On my way to work this morning I heard a commercial for people to call and make appointments to look at some other lake lots in the area.  The commercial said there were only 50 appointments available, and there were only 29 lots for sale.  In some ways I have to admire their moxy in [...]

I heard a call on Dave Ramsey’s show the other day asking about setting up an appointment to look at a lake lot on Norris Lake.  The company who was showing the lots was charging $1,000 for the privelage of looking at the lots during the morning, while appointments to look at the lots in [...]

I wish I could remember where I heard this advice, but I think it is one of the best things I’ve ever heard…
Give money to your friends, don’t loan it.  If you loan money to a friend and expect it to be paid back you will probably lose either the friend or the money, and [...]

When they found out we were going to have a bably, all of my friends warned me that a big expense would be in diapers. From what I’ve read, it takes about 5,000 diapers for each child. We figured that by planning well we should be able to keep the cost at around $.25 per [...]

I have an ongoing back and forth with a friend at work (the pancake guy) about debt. Obviously, I’m against it, but he is very pro-debt and constantly uses the phrase, “debt is a tool–the math proves it”. He is always saying, “If I ever have $1M of net worth, I hope to have $300k [...]

I remember a few months ago when some guys I work with were super excited about free pancakes at IHOP.  One guy went there for breakfast and  lunch as well.  He spent ~$4 plus a tip that morning at IHOP getting some sausage links and a drink to go with his “free” pancakes.  This doesn’t make [...]

I was reading the highlights of both yesterday to figure out what to do with the college funds.  The advantages I’ve found for the 529s is that we can contribute a LOT more money to them, and they are more flexible as to where we can invest.  I think this is the appropriate place to [...]

There’s a very interesting article on Reason about Federal student loans and the push to drop the rates. One of the most important points in the article is that when someone else is (indirectly) paying the bill, consumers tend to ignore the costs. It follows that when the costs rise, consumers tend to [...]